I have not check prices recently, but can you really buy fully loaded 4 cylinder Camry for $6000 less including $1300 tax credit from IRS and any additional state incentives you get with TCH? Also do you really believe the price of gas will stay at $2.2 for next few years? You can always sell the car before warranty expires and I don't think value of the car will go down much faster than standard Camry. I have no regrets about my car, it is faster than 4 cylinder, has better mileage and saves me money on gas. As far as repairs go all the hybrid parts have much longer warranty than the rest of the car, 4 cylinder included so your worries about high repair costs of hybrid are way in the future.