Well it is good to know that if you don't get the NAV you don't lose the JBL stereo. I guess I am looking at it as: who knows when I might get around to tinkering with the TCH stereo and other items, so I might as well get it. And since I'm new to the hybrid arena, the consumption and energy would be nice to have to learn a bit more about how the car works. After the test drive I agree you need to learn how to drive the car to get the most out of it.

I might price out the car without the NAV as well just to see what the difference is. I am having the dealer work up a quote with NAV. So far I am siting just below 4% above invoice for total price. I want to get down to at least 2% above invoice.

Thanks for all the insight from each of you. It has been very valuable! This forum has the best group of people I have come across yet.

Mike