One thing that may make some companies hestitant is the HV battery in the back of some of these vehicles. On the Escape the "replacment cost" on that is something like $8000 with labor. I'd guess the most common accident is being rear ended (unfortunately driving slow doens't help because its the idiots fault behind you). The insurace is going to be paying to replace that battery if you are hit hard enough and its likely to make a $1200 accident cost a WHOLE LOT MORE. It might be paid by the other parties' insurace but they will make it up somewhere.

So... they might be giving us a discount... but I fear it could go the other way after they have some statistics.