Hindsight is always 20/20 but you CAN order a custom configured Camry (conventional or hybrid) but you'll wait longer for it. Some dealers may not want to do it but it can be done and posters on this forum have done it. So it definitely is possible to get an otherwise modest Camry with NAV and not much else. I've heard the term "BTO" (Build to Order) thrown around. My dealer refers to the custom builds as "out of box" orders.