08-
I purchased a factory extended warranty on my 1998 Olds Intrigue (I purchased the vehicle at 31,000 miles with about a month left in the 3 years). It was worth it--I had to have the radio replaced twice and the transmission. After the first radio replacement (it was a Bose system) it had paid for itself. I didn't purchase it on my last Ford Escape and didn't seem to suffer for it, though I traded it in at 43,000 miles. So, I'd say, it's totally up to you and how you drive. As I am a cheapskate, I always keep this in mind: can I sav e up more for the repairs than the warranty costs? And with the Olds, the answer was no.