Not sure where you live, but there are a several 1995 FWD units available in the southwest with similar miles, priced in the $18000-$19000 range. Assuming it's FWD (not 4WD) you may be able to get it for around $18000. It should have the remainder of the factory warranty. If it's from a Ford dealer, it may also qualify for a Ford extended warranty which could go a long way toward your peace of mind.

The hybrid will feel more powerful than a CR-V, and will almost certainly get better real-world mileage. It's also a little roomier for cargo. The 2006 CR-V, if it's an automatic, will be the 5-speed auto which is a huge improvement over the old Honda 4-speed auto.

This is an interesting choice. I'd be on the fence, too, I think.