I never buy extended warranty as a rule but I did for TCH for following reasons:
1. I like the car and would want to keep it as long as it makes sense
2. Car repairs are becoming so expensive, but at the same time are less and less DIY. Without Toyota code reader, it's very difficult to even have any idea where the problem could be, so if the car won't start I would have to tow it to the dealer just to get the idea where the problem is even if I could get parts at the junkyard and fix it myself later.
3. Mine is new model year for all Camry line plus new hybrid system, similar to Prius, but not exactly the same. We already know there were some common issues like rattling in the dashboard and clicking in the steering or TSB regarding rear breaks.
And that brings me to the question: I know all major repairs are covered under extended warranty, but how about TSB like the rear breaks issue? On one hand it's a wear part and shouldn't be covered, on the other hand with regenerative breaking, rear pads should wear less and last much longer, they won't because of some manufacturing issue.