Originally Posted by dcvandiver

Man... I now HATE dealing with insurance even more that I ever have! My wife and I just got a new Honda Civic Hybrid (43MPG ). So we go Friday to get the insurance switched over from the old clunker we were driving to this one, thinking "This is a Hybrid and it got really good safety ratings... We should get a discount on our insurance" OMFG!!! Not only did we not get a discount but we got charges tacked on BECAUSE it was a Hybrid! It's not just Farm Bureau that does this, State Farm was even more expensive... The only two Insurance Agencies that I found that didn't are GEICO, and Travelers. We ended going with GEICO 1) because they were a little cheaper and 2) I called my Dad who owns a Paint and Body shop and asked him which one was better to deal with.

So basicly Insurance companies are saying that if you go buy a Big Honking SUV that gets 2MPG and drive around with a cloud of smog behind you (and most SUVs have lower safety ratings than anything else), you will get a discount; but if you buy a Fuel Efficient car that get 40-45 MPG with near 0 emissions and a high safety rating, we will charge the HELL out of you.

No one can honestly tell me that a Hybrid can be more of a Liability on the road than a SUV. I mean, come on, people buy a Hybrid to save gas, so they are going to automatically slow down, and they are not going to be driving aggressively. And I know in the Honda, you are literately SURROUNDED by Air Bags, it is the safest car that I've ever driven.

Insurance companies SUCK!!!!