Re: here's my situation
Keep your 2005 Chevy Impala parked in front of your apartment and use it sparingly. Take $350 out of the $1,000 and buy yourself a Hybrid Communting Bicycle, lock, rain gear and helmet. Commute to work and save until you have enough to put a substantial amount of money down for a used HCH. Let someone else lose the money (depreciation) for driving the HCH off of the lot.
It may sound harsh but good things come to those who have a sound financial plan and follow through on it.
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