Even at today's prices, my HCH still fills up for less than $34....I never use credit cards to pay for gas.

I learned my lesson on that back in the late 1980s. I got a Texaco "charge card" when in college and thought it was a "credit card" until I was hit with an $800 minimum payment due in my third month !!! Whew !! Took my credit report a few years to recover from that !!