When the insurance rep I spoke with old me it was an "act of god", I was tempted to say "which one? Odin? Zeus?", but I wisely bit my tongue. Maybe they need to change the phrase to an "act of intelligent design", or an "act of a very cruel and vengeful god". ok, i'll stop.
Even though I was upset about the car (it can be fixed), I was actually more upset about killing the deer (it can't be).
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Originally Posted by mavidal
I think the logic here is since the deer is alive and jumps in front of your car, it would be an "act of god". With a dead deer in the road and you hit it, then you were not driving safely or defensively, hence not an act of god. God already killed the deer.
Now I would argue on the second part that if you are driving around a blind corner and you hit a dead deer that you did not have time to see (this assumes you are at the speed limit) then you should not be penalized, but that would be a tough argument depending on what your insurance company rules are.
Mike V.
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