mmm, I remember living in NY. You're lucky- in general NY has some of the best energy incentives in the nation, excepting CA and maybe a few others. I've got old friends putting in solar and geothermal systems on LI for less than 25% out of pocket, thanks to various breaks and grants in NY, although many are county-specific. And wait for the wind farm off the South shore! We had solar hot H20 growing up- installed free by LILCO back in the day...

NY seems to be one of the few places that has recognized it has a limited ability to add generation capacity, and is actually trying to incentivize end-users to foot some of the load with real breaks, not pittances that most areas give out.