Hey Terry,
All kidding aside, I'm really sorry to hear about your situation. I know you had your heart set on the new 06.

I wonder like Tom says if you can find an 06 with Nav from another deal around, and perhaps wait on some of the other accessories. Maybe add them later?
Dealers are probably not the most cost effective route for purchasing add ons. It might be cheaper to purchase them from another source and pay somebody local to do the installation if you're not comfortable doing it yourself.
Keep your chin up buddy, I know things will work out. Too bad about your dealer, they really are cutting their own throats.
Mike