Be VERY skeptical buying HC from the dealer, even at a haggled price. Elsewhere on the net (I'm away from my home computer so cannot tell you just where) there's lots of advice on where to get the best deal on an extended warranty. A 7 year, 120,000 mile warranty should cost around $800-$1000. My dealer was WAY over that. Also, as I understand it, you have until 6,000 miles to buy from the volume warranty sellers, so there's no hurry.