Thanks for all the responses so far guys!

I found a local dealer that has one listed for $500 under MSRP. I might try and play the dealer game... you know, getting quotes from a bunch of local dealers, then CC all of them saying so-and-so is offering it for less. I don't know how well it will work on a high-demand car like the Civic though.

I guess I have one more question:

6) For those who financed, what APR have you been getting? What is your monthly payment?

I have excellent credit and have financed through Honda before (for my Element, although I paid it off early). Should I continue and finiance through Honda or try for an auto loan at my local bank?