The MT version of the Insight gets much better mileage than the CVT. Zim-dude your HCH CVT mileage is very close to the average of our database so it is reasonable to assume that you would get around 54 mpg in a CVT Insight and around 63 with a manual tranny Insight. It is totally up to you if the mileage is worth being cramed into a much small car that lacks factory cruise. If you never need to transport more one extra person and some golf clubs the Insight should be fine.