Last year, I called my Credit Card company (Chase) and asked if they offered a rewards program. My parents were enrolled automatically and I wasn't (I think because I pay off my balance every month) Now that I'm enrolled I receive a point for every dollar I charge, sometimes 2 points.

3000 points yields a $25 Gift Card for a gas station!

3000 points may seem like a lot, but it adds up quickly if you charge stuff that you normally write a check for.

I use the card for every expense possible and switched from using my checking account for automatic bill payment to using the card, where it's allowed.

I bought a HCH this year and used a gift card for the second tank, the dealership paid for the first one. I have 2 more cards in my wallet and will earn another one in February.

I can't wait to compare the money spent on gas for the HCH in 2006, compared to a normal year for my Pathfinder!