Well, this is not simply a case of the salesman not knowing. His computer system only shows 0% for 3 years. I've called several dealers in the area and so far they have all said the same thing.

Someone at Ford Credit told me an interesting story (not sure if it's true) that not all dealers are able to participate in all programs and terms and that some are excluded because they have not sent enough business to Ford Credit. This may be something he made up, but it's the only explanation that makes any sense at the moment.

Robert