When I purchased my Insight, we became a 3 car family. My first Allstate bill came and the premium was so high I almost threw up. It was higher than my car payments! I asked a friend who had 3 similar cars what she paid and i almost fell off my chair. To make a long story short, I switched to Geico which was HALF of what Allstate was! HALF!!!!!!!!!!!!! I got sick thinking i should have done it earlier, but better now than never.