I left Allstate for Progressive when Allstate didn't want to show up at my accident; they wanted to "wait for the police report". Progressive comes to the accident site and handles everything for you. I added my car to my girlfriend's (now my wife's) account and the average price went down.

I just bought an 06 Prius, and of course I called Progressive to get an estimate on the premium. Turns out that going from a 99 Honda Prelude to the Prius saves us $48 every six months. Yes, it's a newer car, but it's a safer car. Progressive doesn't offer hybrid discounts yet, but at least they recognize the safety value of all those airbags.

Change what & how I drive, not who I am. Rack 'em up.