My dealer had a similar deal. He said that I would have to be in the area for at least 3 years to get my money's worth out of it, and since I probably won't be here but for a few more months I didnt get it. A friend of mine who has a Prius got the plan from the same dealer though and loves it. He highly recommended it. I think it depends on your situation, but I do agree with Orcrone that its probably not a ripoff, but just a good deal for the dealer because they have you locked in for the maintanance work.