I actually bought the 6yr/100k/0 Platinum for my TCH from my local dealer two weeks ago at $2199, because I didn't know any better. STUPID!!! After reading online about the prices from Midwest Superstore and Greenfield Toyota, I called up my dealer last Friday to say I was cancelling my warranty with them (you can do that in the first 30 days for a full refund) and purchasing it thru Midwest or Greenfield. My dealer counteroffered with a price of $1099 for the 7yr/100k/0 Platinum. So I stayed with my local dealer even though it's $100 more than I could have gotten, just for the convenience. Plus I figure if they service the car, they will pay more attention since the car was sold by them. (I know it's not supposed to matter, but I think in reality it does).

So if you recently overpaid, you still have a way out!