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Originally Posted by kenny
I would not be surprised if your insurance company gets out of paying a claim because you made your car less safe and visible.
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I fully agree. Actually, I have several second hand experiences with insurance adjusters tipping the responsability of an accident from no-fault to 50% and from 50% to "at fault" simply because of customizations that altered the vehicles safety equipment.
As a recent example, an employee of mine got a similar outcome when he got involved in an accident. He was initially deemed "not at fault" as mentioned in both police reports. However, after he took the vehicle in to the insurance facility to be assesed for the damage, the adjuster had submitted a request to change the fault factor to "full at fault". Anyway, I don't know what happened since to his RSX but I believe he's now car pooling.
Cheers;
MSantos