Decent... if you happen to live in Oregon. No sales tax there, as I recall. After sales tax, license & registration, it would cost me another two grand in California. So... the $2,700 cost would be about $4,700 for me. For the 10 months you've owned it, that would work out to $470 per month... a hefty monthly price for a Civic!

By the way, how do you account for the $3,600 in fed / state monies? To my knowledge, CA has no Hybrid incentive (other than the carpool lane stickers). I think the fed money is $2,100. Does Oregon have a further incentive for $1,500? If so, you might want to check the fine print on that. Just like the fed program, you're probably required to keep the vehicle for some length of time (more than one year). Unlike the fed program, where it's hard for them to check... the state CAN check, because they also have the registration records. If you sell your car, you might be required to rebate a prorated portion back to the state.

BTW, that $1,500 extra from Oregon would raise my cost to $6,200 to work a similar deal in CA. That would raise the cost of ownership for the 10 months to $620 a month. I could get a Ferrari for that (well, maybe a very used one!!!).

Anyway, it might be a good deal for you... but impossible for me to do here!