The TCH cost about $56 more to insure than a comparably equipped '07 LE-V6 when I got a quote from AAA in September. Obviously that wasn't a deal-breaker for me. But I was a bit worried when I had read "reports" that carriers were tacking on large premiums for hybrids. No discounts for CA State PZEV (or AT-PZEV) certified vehicles from AAA! [Darn... because both this Camry and my Mazda 6i are PZEVs!] Yes, ins. carriers usually use real-world data statistics/loss rates, crash worthiness ratings and component/parts costs when determining prices. Your driving record also plays a substantial part.

2007 Toyota Camry Hybrid base Jasper Pearl -- I CANNOT seem to get that Average Mileage log to display here: 30.0 MPG as of 7/2008!!