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Originally Posted by IMAhybrid
The Prius is better in the city, and the Civic is better on the highway. It sounds like you'll be in the city more, but whether or not the Prius would make up for the extra $2k over the Civic... I kinda doubt it. I think you'd be able to meet your MPG goals, I think it's good you're not setting you hopes too high.
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Well, I did some calculations:
Here are my figures:
Vehicle price (before TTL):
Civic EX, Automatic- $19k
Prius, $24k (after tax credit)
HCHII, $21k (after tax credit)
(Apparently, my earlier math was off...the difference was much more than that.

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Projected Fuel Economy:
Civic EX, 27 mpg
Prius, 38 mpg
HCHII, 38 mpg
Projected Fuel Costs @ $3.00/gal, over 150k miles:
Civic EX- $16,666.67
Prius- $11,842.11
HCH II- $11,842.11
Fuel Savings vs. Additional cost of vehicle:
Prius- $4824.56 vs. $5k
HCHII- $4824.56 vs. $3k
So, I'll questionably, barely break even with the Prius, but for sure with the HCHII with my "optimistic" fuel economy predictions.