Good news
From what I've read, the best combo are CF and PCMCIA from SanDisk for fastest loading. Specifically, the Extreme III 4GB or 8GB (I'm using the 8GB with no problem in my 2008 Civic Hybrid), and their SDDR-64-784 Ultra PC Card adapter/reader. But.... SanDisk has stopped making those readers now,

so the PC Card I finally settled on is the PPA 1134
http://www.newegg.com/Product/Product.aspx?Item=N82E16812150014 Also available at Fry's for $9.99. It works perfectly. I tried using Delkin's CardBus 32 UDMA 45MBps adapter but the stereo just beeped at me and would not even close the rotating face. I think Honda's PC Card slot can only read 16-bit devices and not 32-bit. The PPA 1134 is 16-bit, but will still work in a 32-bit slot in your laptop, it uses native drivers in WinXP so no drivers are needed. It says it will also work on Vista and Mac OS (important if you don't own a 2nd CF reader that uses USB).
http://www.ppa-usa.com/products/pcmcia/1134.htm
Happy loading!
Phil