I think so... it shows they are consciensious drivers.

This is limited to only those who drive a hybrid? I dont think so. heck self declared Hyper Miles should be charged Double LoL (the ones driving below the speed limit)

If anything insurance rates should be higher comparing lets say Civic to Civic hybrid with same trim since if any battery packs or "Hybrid" components are jeapordized the cost of repair will be higher. Not to mention the cost to find a proper bodyshop to work on an aluminum Insight, etc etc

Cut the flame-bait and distortions, please.

The Insight is the only aluminum hybrid. Honda and Toyota cover the battery pack costs to the vast majority of drivers that have experienced those problems - not the insurance companies. Anyone reading that thread concerning driving the speed limit knows there is a way to do it safely and courtously at or just under the limit - hypermilers are familiar with doing it.

A few people seem resentful at those that don't speed with them. Please post a link that proves the G-forces at a 50mph collision are deadlier than a 80mph collision.

_____________________________________

If one can setup a site like www.blackholehonda.ca, they know how to setup a forum, get it on the search engines so hybrid haters and skeptics can easily find it.

I see no reason why that can't happen - he has the time and know-how. The only issue is does he really believe he has a significant following? Running his own forum is a lot more credible than posting half-facts, half-quotes, posting only what incites arguements and ignore anything that resolves them.

This is not insultive - start your own forum.

61.5mpg lifetime - 82mpg in recent months

Best Run >
www.cleanmpg.com

"fanatic" is what the lazy call the dedicated

Do you ever read a post entirely before you comment?

WE are talking about Insuranse. If you get rear ended and your IMA system gets Compromised in the accident IT IS the insruance's responsibility. Geez, If honda is going to start covering accidents then we might as well all drop our coverage. And I KNOW the insight is the only aluminium hybrid, that is why i said "Not to mention the cost to find a proper bodyshop to work on an aluminum Insight"


Why Do you keep posting Off topic, PERSONAL attacks on me every time I post? You dont like what im stating then attack my idea, not me personally.

The mention of driver speed and type of vehicle is insurance-related, as it determines rates.

Suggesting starting a forum does not exactly sound "personal" - it's recommending the high road.

Honda covers the battery pack in the event it fails prematurely. The insurance company would cover the IMA unit most likely if there was a substantial collision.

I was in a significant head-on collision in early 2003, but the IMA was unaffected. The bumper molding and chassis had to be replaced, however. An impact that affects the IMA unit itself must be severe, as it's attached to the ICE like a Siamese twin. The airbag almost certainly would have to deploy in such an instance. While the other guy was held responsible, if I had been going the speed limit or hypermiling, the collision would have been avoided.

61.5mpg lifetime - 82mpg in recent months

Best Run >
www.cleanmpg.com

"fanatic" is what the lazy call the dedicated

No they shouldn't get a reduced rate as it is still a automobile...

Most insurance companies give little discounts for air bags, alarm systems & daytime running lights. They also give a little discount if you have a squeaky clean driving record...

The only thing I think, we Hybrid owners should get is the tax break every year..

At work we do not call them accidents they are traffic crashes, did you know the air bag deploys at 200pmh and it makes contact with a human face it can peel a cpl of layers of skin..

04' # 5, W/leather & JBL omitted.
"Prius, Just ask the person that drives one"
04' Tundra, 18mpg city & 22mpg hwy.
04' Prius, 60mpg city & 53mpg hwy.

Kenstyle NHW20 AERO Kit

I'd have to agree that the bottom line of this thread is "what's the individual's driving record"?

61.5mpg lifetime - 82mpg in recent months

Best Run >
www.cleanmpg.com

"fanatic" is what the lazy call the dedicated

I've had my Insight since Sept 2000. From March 2001 thru Jan 2003 - I was in four collisions - all of them blamed on the other guy:

• Sleepy neighbor parked on the wrong side pulls out without paying attention - avoidable by non-aggressive start
• Rear-ended in dawn traffic - a more gradual stop could have avoided it
• Guy turned before traffic was clear - again it could have been avoided by not speeding
• Rear-ended at intersection - This should have been the only collision - I could do nothing to avoid it.

I've slowed to about 60mph or less from about 75mph - no more collisions. Again, I was not at fault by the insurance companies, but why beat up the car? The Insight has held up well considering the collision history (obviously not proud of it).

My experience tells me hypermiling has avoided collisions and tickets.

61.5mpg lifetime - 82mpg in recent months

Best Run >
www.cleanmpg.com

"fanatic" is what the lazy call the dedicated

The rate should be a function of the vehicle accident records. If we are as a group, safer drivers, yes!

If not, I would be courteous about a discount and say "Thank you!"

Bob Wilson

Operation Iraqi Oil Freedom:

Automatic, stock, project car.

My other 1500 cc car:

Automatic, stock, backup car.
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