Filters are cheap. Cars aren't. Change one frequently and it will keep the other in good shape- you pick
There is a chance the air filter is restricting some flow, but not super-likely at only 10k. Depends on what conditions you drive in. If you pull it you WILL see visible dirt in the folds after 10k; the extent to which is the question. I think the HAH interval is 15k in the manual? Not sure- I don't have it here.
There is a cable bundle over one of the screws, but it moves over easily. You do need a fairly fat driver to bite those screws. Like any other car I've had, its not nearly as easy as it should/could be, but its still no more than 5 minutes hood up to hood down.
I've always gone:
5k for oil/filter
10k air filter/tire rotate
50k fuel filter
Nice, round numbers- no little stickers needed to remind you. But everyone's got their own way.