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  #1 (permalink)  
Old 08-29-2006, 09:40 PM
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Real Name: ANDY
Location: SAN DIEGO
Hybrids: TOYOTA CAMRY
Posts: 63
Default Poll: Finance rate and was it from the dealer?

Dealer offered 6% but I used Costco @ 5.9%

.

Andy
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  #2 (permalink)  
Old 08-29-2006, 09:48 PM
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Real Name: Scott
Location: JAGSonville
Hybrids: Toyota Camry
Posts: 127
Default Re: Poll: Finance rate and was it from the dealer?

Credit Union, same. Dealer was a tad higher.
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  #3 (permalink)  
Old 08-29-2006, 09:55 PM
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Posts: 99
Default Re: Poll: Finance rate and was it from the dealer?

6.24 Credit Union 5 years...

Make sure you state the years as rates differ by length of loans....
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  #4 (permalink)  
Old 08-29-2006, 10:01 PM
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Real Name: Joe B
Location: New Orleans, LA
Hybrids: Camry Hybrid
Posts: 27
Default Re: Poll: Finance rate and was it from the dealer?

3.99% 3 years from my credit union
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Old 08-30-2006, 05:13 AM
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Real Name: Marc
Location: Chesapeake, VA
Hybrids: Camry Hybrid
Posts: 1,031
Default Re: Poll: Finance rate and was it from the dealer?

3.25% for 3 years from my credit union. Dealer heard that and just said, "That's a great rate. We can't touch that."

I was not going to finance, but I can make more money earning interest in the bank.

.



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  #6 (permalink)  
Old 08-30-2006, 08:42 AM
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Real Name: JoAnn
Hybrids: Base 2007 Jasper Pearl TCH
Posts: 32
Default Re: Poll: Finance rate and was it from the dealer?

6.0% for 6 years from my credit union. They were offering 5.50% for 5 years at the time. These rates went up by 0.25% after I locked in for 60 days and before my car was delivered.
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  #7 (permalink)  
Old 08-30-2006, 09:36 AM
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Real Name: Luis
Location: Cambridge, MA
Hybrids: TCH
Posts: 137
Default Re: Poll: Finance rate and was it from the dealer?

I know I'll get flamed, but 7.2% for 84 months. A LONG time, I know, but with it holding it's value I'm not worried. I had my last car for that loan term and after two years I sold the car AND made $2,500 (A 2003 Accord).

.

2007 Toyota Camry Hybrid Blue Ribbon Metallic/Ash


Last edited by lem144; 08-30-2006 at 12:15 PM.
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  #8 (permalink)  
Old 08-30-2006, 09:56 AM
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Location: Acworth, GA
Hybrids: Toyota Camry
Posts: 21
Default Re: Poll: Finance rate and was it from the dealer?

Credit union, 6.25, 6 years(we always make accelerated payments, this just locks us into a lower monthly payment). Also turned the loan into a Tax-edge loan(our cu name for it) so we can deduct the interest of our taxes.
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  #9 (permalink)  
Old 08-30-2006, 09:57 AM
Active Enthusiast
 
Real Name: ANDY
Location: SAN DIEGO
Hybrids: TOYOTA CAMRY
Posts: 63
Default Re: Poll: Finance rate and was it from the dealer?

What a great rate! Can't touch that. Usually you only find that low a rate on a leftover from the big 3. When I started this I didn't mention my rate of 5.9% was for 5 years.

.

Andy
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  #10 (permalink)  
Old 08-30-2006, 10:44 AM
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Real Name: Larry S. Singleton
Location: Phoenix, AZ
Hybrids: 2007 TCH and Loving It !
Posts: 1,428
Default Re: Poll: Finance rate and was it from the dealer?

Got Pre-approved by Capitol One at 6.95% but dealer beat it at 6.85% from TMCC.
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