Insurance
There sure is a big difference regarding auto insurance.
In the mid 90's someone hit our car and it was his fault.
I had 4 witnesses statements including an off duty police officer.
The other driver had insurance with Safe Auto, a company that advertises "We keep you legal".
His insurance didn't accept any evidence or investigation, other than the other driver saying "I didn't do it" and refused anything.
So I ended up taking the driver to small claims court, which I won.
Forced to pay off, 3 weeks later I recieved the check from Safe Auto.
A few years later I was 1/2 to blame for our 1st Grand Caravans accident, it was T-boned by a pickup exceeding 60MPH (Residential sidestreet)
We had State Farm Insurance.
It took 4 days for the insurance adjuster to look at the van, and provided towing to the shop 3 days later.
The shop gave their estimate and State Farm adjuster took another 4 days to review it.
It was ultimately totaled and took them another 9 weeks to pay off.
Last Spring we were shopping for insurance rates and switched to Geico and saved over $200.
Last night my wife hit a deer. The hood is folded and the front is all busted up.
Last night she made an online claim with Geico.
At 8:30 this morning we got a call from Geico saying the claim has been recieved and the adjuster will be visiting today.
4 Hours later the adjuster was there and made an estimate just shy of $4K, and the tow truck picked the van up to take it to the shop less than an hour later.
I never knew an insurance company would act so fast and provide such good service....and at a discount rate.
No, I don't work for any insurance company- just sharing an experience.
If the rest of the proccess goes as smoothly I'll let you know as well.
Efficient drivers do it better.
 1003 miles a tank personal record. 74MPG calculated. HCH1 CVT
Last edited by Hot_Georgia_2004 : 10-21-2005 at 03:05 PM.
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