Hi Lakedude:
___Schwa is on the right track but if there is enough current during a rain storm to actually wash the rocks away, you might want to consider trenching some 4” plastic flex pipe (the heavy duty construction based - non-perforated black stuff) maybe 2 + ft. deep a few feet away from the foundation and back towards the lake. The flow can be channeled to the pipes inlet and once that is complete, your problems should go away? All my downspouts are channeled away from the house to the drainage ditches in this manner and I live on the top of a hill! I installed ~ 1,000’ of pipe and trenched it in ~ 3’ deep just after our home was built and have not seen a problem … Except for our front stoop where our protected flower garden drains along that stoop and out into the yard. Another Honey-Do scheduled for later on this fall
___In Illinois we have a utility service that comes out and marks where all the underground pipes/wiring are located. Make sure you know exactly where each and every drop is before you begin to play with that trencher as it would cut through a sewer, electric, phone, water, or gas line as quick as you can say “Oh #$%*”! It should only take you 2 or 3 hours with a powered trencher including picking one up and dropping it back off depending on the length of trench (these things are really fun to play with

) and another ½ a day to drop the pipe and rebury. The unsightly disturbed turf above the trench lines will disappear by the middle of next year with proper reseeding and care.
___There are any number of ways to channel the water flow into the piping. Maybe a slight depression with construction grade underlayment and decorative landscape stone/rock leveled to grade all over a slotted inlet cover to the actual pipe inlet just off the corner of the drive would look pretty nice?
___Good Luck
___Wayne R. Gerdes
___
Waynegerdes@earthlink.net