View Poll Results: How much discount do you get on your insurance?
5%
15.38%
10%
15.38%
15%
11.54%
More than 15%
7.69%
No discount
50.00%
Voters: 26. You may not vote on this poll

How much discount do you get?

  #1  
Old 11-13-2006, 10:17 AM
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Default How much discount do you get?

how much discount do you guys get from your insurance companies for a HEV? or PZEV w/e. I get 10 %
 
  #2  
Old 11-13-2006, 11:39 AM
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Default Re: How much discount do you get?

I voted 0. I didn't even realize that insurance discount was ever even an option, and I don't understand why it matters.

Can someone please explain why we deserve a discount because we have a hybrid?
 
  #3  
Old 11-13-2006, 12:24 PM
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Default Re: How much discount do you get?

Originally Posted by hamm3r
I voted 0. I didn't even realize that insurance discount was ever even an option, and I don't understand why it matters.

Can someone please explain why we deserve a discount because we have a hybrid?
Look i dont complain anytime I save money.

And if some company gives like 20% i will switch!
 
  #4  
Old 11-13-2006, 12:34 PM
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Default Re: How much discount do you get?

How do you know you got the discount?


What company?
 
  #5  
Old 11-13-2006, 12:51 PM
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Talking Re: How much discount do you get?

Originally Posted by CrisCross
How do you know you got the discount?


What company?
They sent me a refund check. 100K--300K smood coverage 250 deduct collision. $296 every 6 months. progressive
 
  #6  
Old 11-13-2006, 12:52 PM
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Location: Philadelphia, PA
Posts: 881
Default Re: How much discount do you get?

I get none through nationwide, but I believe Farmer's and Traveller's both offer discounts for Hybrid drivers.

The logic is that Hybrid drivers are "safer" drivers based on the fact that A) the average Hybrid owner is typically older, and B) the Hybrid owner is more likely to be concerned with fuel economy and drives more conservatively (read: slowly).
 
  #7  
Old 11-13-2006, 02:55 PM
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Default Re: How much discount do you get?

Originally Posted by Tim K
I get none through nationwide, but I believe Farmer's and Traveller's both offer discounts for Hybrid drivers.

The logic is that Hybrid drivers are "safer" drivers based on the fact that A) the average Hybrid owner is typically older, and B) the Hybrid owner is more likely to be concerned with fuel economy and drives more conservatively (read: slowly).
Ditto your thoughts.

I don't think I got a Hybrid discount, but the rover was a mid 20's points vehicle, and the Hybrid is a mid teens points vehicle. That saved us a bunch of money in itself. Both were driven at the same speeds, but for different reasons. The rover hurt to drive it fast, the TCH hurts the FE to drive fast. I guess it was for the same reason, to keep the hurt down.
 
  #8  
Old 11-13-2006, 06:03 PM
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Default Re: How much discount do you get?

Originally Posted by CrisCross
How do you know you got the discount?


What company?
i called them and asked for it, they said it was 10% my policy shows it. travelers.
 
  #9  
Old 11-13-2006, 06:09 PM
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Default Re: How much discount do you get?

btw those pople who get 15% or more what company do u have ?
 
  #10  
Old 11-13-2006, 07:38 PM
Toyota & Mazda Enthusiast
Join Date: Sep 2006
Posts: 63
Default Re: How much discount do you get?

The TCH cost about $56 more to insure than a comparably equipped '07 LE-V6 when I got a quote from AAA in September. Obviously that wasn't a deal-breaker for me. But I was a bit worried when I had read "reports" that carriers were tacking on large premiums for hybrids. No discounts for CA State PZEV (or AT-PZEV) certified vehicles from AAA! [Darn... because both this Camry and my Mazda 6i are PZEVs!] Yes, ins. carriers usually use real-world data statistics/loss rates, crash worthiness ratings and component/parts costs when determining prices. Your driving record also plays a substantial part.
 

Last edited by martinmzfan; 11-13-2006 at 07:42 PM.

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