Anti-theft and insurance question
 

Hi folks,

I have the Toyota added anti-theft alarm and am currently receiving a passive device discount from my insurance company. However, does the TCH have an active disabling anti-theft device as well?

Thanks!
Mike

Re: Anti-theft and insurance question
 

Mine is a Colt 45 auto......

Re: Anti-theft and insurance question
 

I'm not sure what the insurance company's definition of active vs passive would be. In my opinion the alarm system is active (as in you actively arm it) and your SmartKey is your passive system (it is there without any further action required on your part) since the car cannot be started without the key.

Re: Anti-theft and insurance question
 

If I recall correctly, the TCH is considered an 'immobilzer' and qualifies for the active system discount.
Could be wrong...usually am.

Re: Anti-theft and insurance question
 

I think haroldo is right why else is there the flashing key in the dash???


tim

Re: Anti-theft and insurance question
 

Without the smartkey, this thing is a "brick". I have seen references on this forum that things get very difficult for even a dealer without a key.

Re: Anti-theft and insurance question
 

That is "passive" because it does not require the drivers intervention. The alarm is active so I guess I will call the insurance company and see if I can get both an passive (already have) and active anti-theft device discount.

Just trying to save some money you know?

Re: Anti-theft and insurance question
 

Thanks everyone!

Re: Anti-theft and insurance question
 

According to my insurance company (belairdirect), a passive system is an alarm system that makes noise, but doesn't stop you from driving the car. An active system is one which also immobilizes the car, making it undriveable. The TCH qualifies as having an active system even before you add the Toyota alarm.

Re: Anti-theft and insurance question
 

Thanks for the clarification on active vs. passive.